Attention homeowners in Chicago and Cook County: Get an Appraisal today!

The top seven reasons why IL homeowners order from Consolidated Appraisal, Inc.:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
To cut your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in IL

Own a house in or near Chicago, IL and need help determining the price of it?
Contact Consolidated Appraisal, Inc..

We at Consolidated Appraisal, Inc. understand the particular needs of a customer in need of appraisal services. Our regular business clients understand the appraisal process and the customary reporting formats. As our valued client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Consolidated Appraisal, Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping customers just like you rid themselves of undesirable PMI insurance.

Challenge property tax assessments

Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Consolidated Appraisal, Inc. is your perfect weapon.

HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Consolidated Appraisal, Inc. can help you reinstate your home equity line of credit with an expert appraisal.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy? Consolidated Appraisal, Inc. offers field reviews where we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your home.